If you are thinking about filing for either Chapter 7 or Chapter 13 Bankruptcy, one of the most important decisions you will have to make is which attorney will represent you.  Keep in mind, bankruptcy is a life-changing event that will impact you and your finances for many years to come.  Therefore, you must give careful thought and consideration to which bankruptcy lawyer you hire.  If you would like additional guidance on how to make this vital decision, read our tips on “how to choose an attorney”:

• Tip One:  choose a lawyer that handles bankruptcy cases.  If you’re filing for Chapter 7 or Chapter 13, pick a lawyer that has extensive experience in consumer bankruptcy law.
• Tip Two:  pick an attorney that practices law in the state where you plan to file for bankruptcy.  This will ensure that your attorney has a thorough understanding of your state’s bankruptcy laws.
• Tip Three:  hire an attorney that is accessible and communicative.  As you move forward with the bankruptcy process, you will have many questions and uncertainties that you will want your attorney to address.  If your lawyer does not take your calls, how will you remain informed?  At The Prescott Bankruptcy Law Firm we answer the phone seven days a week to ensure that our clients are never left without the answers they need.
• Tip Four:  retain a lawyer who has rates you can afford.  People who are planning to file for Chapter 7 or Chapter 13 usually do not have any money to waste.  Filing for bankruptcy can be expensive if you choose a lawyer who has unreasonable or unjustifiable fees.
• Tip Five:  choose a lawyer that comes highly recommended.  You can ask your friends or family for a referral or simply look at the client testimonials a lawyer lists on his/her website.  By choosing a lawyer who is recommended by others, you will feel more confident as you begin the bankruptcy process.